9 questions about the Digital RMB app (pilot version)

The RMB Digital App is now on the open market! On January 4, Financial News reported that the digital RMB app had disappeared from Apple's App Store and major Android apps. This means that Renminbi Digital Driving Environment users can get the Renminbi APP more easily!

An introduction to the open market shows that APP is a leading service provider for China's digital monetary policy. Digital Renminbi operates for a single user and provides services for opening, managing, exchanging and distributing personal digital Renminbi wallets. digital renminbi. Currently, the research and development of digital RMB is done in the driver and event status, and drivers can register for the digital RMB application.

Since the end of 2019, the Corporate Governance Corporation, adhering to the principles of safety, security, management, innovation and efficiency, began experimenting and testing the digital renminbi in Shenzhen, Suzhou, Xiangan, Chengdu and at the 2022 Winter Olympics in Beijing. From November 2020, 6 new bus stations will be added: Shanghai, Hainan, Changsha, Xi'an, Qingdao and Dalian. Where can I download the Digital RMB app? Why are you writing the APP in renminbi right now, and does that mean the digital renminbi will be open nationwide? Do you use digital RMB to monitor and track user data changes? Where can I get in touch with questions? A Financial Times reporter has compiled a list of 9 major digital RMB app issues (pilot version) and answered your questions one by one.

1. What business application is the Digital RMB Application registered in?

Application market names include Apple App Store, Huawei, Xiaomi, OPPO, vivo mobile app store, App Store, 360 Mobile Assistant, Baidu Mobile Assistant, Wandoujia and other Android stores. The capabilities in this list are only limited to the Chinese app store.

2. Why is the Digital RMB app listed now?

In the first digital renminbi pilot project, whitelisted users received a redemption kit and an installation package to install the APP, which included issues such as long setup, hard work, and inability to download the output and use it multiple times. To improve the user experience, the digital version of the RMB application started with many comments and recommendations received from previous works.

3. What features have been improved in the digital RMB version compared to the previous version?

The release notes have been refined and improved in terms of visibility, process performance, and scalability.

4. Does this list mean that the digital renminbi will be used nationwide?

The digital renminbi is still in the experimental stage of its continuous research and development. The main purpose of this listing is to improve the user experience and enable users to install and use the Digital RMB application in a work environment.

5. After launching the digital RMB app, which users can register and use it?

The digital renminbi is still in the experimental stage in the research and development process, and in the field of conduct and experimental events, free registration users can continue through the office.

6. What is a personal digital wallet operator that can open in the Digital RMB app?

Currently, nine organizations from industry, agriculture, China, construction, communications, postage, investment support, online merchants and WeChat are able to provide renminbi digital services to the public.

7. I can use digital RMB app if I don't have ICBC, Agribusiness, China, China Construction, Jiaotong, Postal Savings Bank, Business Corporation, MYbank and WeBank debit card. ?

Actually. You don't need to bring a debit card to open a digital wallet, just provide your mobile number and you can open a wallet in any work organization. At the same time, in order to promote digital RMB business to more customers and create a better distribution area, the digital RMB app helps cardholders of other banks open digital wallets in RMB opened by the offices. Currently, companies such as CITIC, Everbright, Shanghai Pudong Development, Minsheng, Huaxia, Ping An, Industrial, Guangfa, Zheshang, Beijing Bank, Shanghai Bank and Nanjing Bank have been fully supported, and more business of the company slowly connected.

8. Can I use my RMB anonymously?

In order to meet consumer demand for small amounts and anonymity, the renminbi can only open an anonymous wallet with a mobile phone number. In order to protect users' personal information in accordance with the "Network Security Act", "Privacy Policy" and other laws, telephone service providers must not disclose consumer data information associated with mobile phones to third parties in violation of the law. . . The four types of wallets listed are anonymous, and neither the Company nor its affiliates have real-name information about wallet users.

At the same time, the digital renminbi supports sub-wallet design, which can protect privacy. When payment is made using digital RMB on e-commerce platforms, the user's payment information is packaged for cryptographic processing and transmitted to the e-commerce platform in the form of a sub-portfolio. The platform does not recognize users' privacy information. sensitive data users Know the protection. .

9. Do you monitor and track changes to user data when using digital RMB?

The digital renminbi adheres to the principle of "anonymity, big data develops by law", attaches great importance to privacy and privacy protection, completely determines the risk of business procedures and data processing. data in the existing electronic payment system, and meets the requirements. Public request for anonymous micro-plans. At the same time, it protects the digital renminbi from the use of fraudulent communications, online gambling, money laundering, tax evasion and other illegal and criminal activities, and ensures that relevant industries comply with regulations such as the financial system and the prevention of terrorism. Exchange data collected from Renminbi Digital Payments is inferior to traditional electronic payment methods and is not provided to third parties or other government entities unless explicitly stated in rules and regulations. Where can I get information if I'm having trouble with the Digital RMB app? Customer support number for trial operation: 400 139 1000. Customer hour: 8:00 a.m. - 10:00 p.m.