Is DeFi's boom back in 2022?

In the cryptocurrency space in 2021, NFTs will undoubtedly gain the most popularity.

While some have long predicted that NFTs will become popular, no one expects the global world and the crypto world to embrace NFTs and become popular soon. The hype surrounding cypherpunk, red and rock NFTs has eclipsed even the burgeoning DeFi site.

However,I still expect DeFi to be in the spotlight again in 2022.Check out the second "DeFi Summer" like 2020.

There are two main reasons.The income has been rediscovered., especially in the assembly or bear business; And there will be a controlled version of DeFi."RdeFi".

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attractive income

Since the "Summer of DeFi" in 2020, many new and exciting projects have emerged, and the existing projects have brought more commercial products. We saw a difference last year. Especially in the first half of this year, there are a variety of DeFi products, ranging from 3-5% preservative to 30-40% active, aimed at users with various risks.

Recently, in the bull market, many new people have started exploring DeFi.

Previously, access to currency was Bitcoin-Ethereum-DeFi.

Now, from NFT to Ethereum then to DeFi, the path for new entrants is different.

Whether you start with Bitcoin or with NFT, the results are consistent.More and more DeFi users,And that could lead to "DeFi Summer 2.0".

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Escape from high fuel prices

Although the ETH 2.0 upgrade is announced this year, we believe that Ethereum will continue to be affected by high oil prices for many years to come.

This will not prevent the adoption of DeFi, but it will force investors to use more overlays.Other smart contracts include Arbitrum, Polygon or Optimism, and Polkadot, Solana, Avalanche or Terra.

I am very excited about Acala, Polkadot's DeFi platform. The platform recently became one of the first projects to secure the Parachain chair to Polkadot. It will also be interesting to see if Solana gets more NFT sharing on Ethereum due to its lower cost. Its high TPS and scalability allow many DeFi applications to be built that are not Ethereum capable.

03

The advent of "RDeFi"

In 2022, "RdeFi","DeFi regulated".

It will be different for some, but it will be the next version of DeFi. Besides DeFi, we all know and loveThere is also the equivalent of DeFi.Part of DeFi management that meets traditional budget requirements. RDeFi can only be obtained through a traditional investment process by KYC and must meet the same financial protection standards.

foughtWe have already seen the first examples of RDeFi projects in 2021.Lending protocol provided by Aave and Compound based on the Aave Arc and Compound Treasure platforms, respectively.

This thought must go on,Other DeFi projects, such as decentralized exchanges, also require custom versions.I wouldn't be surprised if Uniswap Pro comes out next year.

We also want to see projects that comply with basic regulatory regulations, such as Swarm Markets, which were approved by German regulator BaFin earlier this year, as part of the DEX Presidency plans.

In addition,We are anticipating major exchanges such as Coinbase or Kraken to give traders access to DApps through gateway management.The medium exchange avoids the burden of self-regulation and self-regulation, providing a DeFi platform that interacts directly with DApps without having to pull out a wallet to the web. These products will support the extra space and keep the body strong.

Although some crypto experts have argued that applying DeFi with KYC rules goes against the spirit of financial division,However, I like to define DeFi as the “owner and employee” business model.It is not a service provided by a financial company.The conditions of access to services do not change the economic model."Rdefi" provides new clients for these platforms, which govern financial companies. Otherwise, you will not be able to interact with these platforms.

Management can also improve user protection, empower the platform, and attract those who do not object to management services. In reality,This is the only way for an administrator to access a DeFi site,“RdeFi” will increase the capabilities of the DeFi platform, which will help to develop in this area.

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epilogue

NFTs will continue to be popular, especially with metavers and chain games, but we believe the DeFi industry will regain its strength.

DeFi has grown over the past few years, but it is still a worthy area of ​​development.The rebate will continue to attract investors,And RDeFi will take Defi to the next level, increasing adoption and performance.