The rise of regulatory DeFi (RDeFi) in 2022 could lead to a further break in DeFi.

There is no doubt that NFTs will receive the best attention in the crypto space in 2021.

While some market analysts have been anticipating an increase in popularity and use for some time now, it has surprised most of us with its immediate and rapid adoption between traditional and crypto-based players.

The hype punk, monkey and rock environment eclipses despite the booming DeFi industry.

However, in 2022 DeFi will be in the spotlight again, and we hope to have a second “DeFi Summer” like 2020.

There are two main reasons.

1) Profits can be found more frequently, especially on the recession side or the side.

2) And created a full version of DeFi, which I call RDeFi.

attractive income

Since the "DeFi Summer" of 2020, many new and innovative projects have emerged, which continue to improve the product portfolio compared to existing ones.

One example that we've seen in 2021, especially in the first half of the year, is the different types of income.

Indeed, DeFi offers high returns, ranging from 3 to 5% for stored equipment to 30 to 40% for more stable parts, depending on the risk risk of the entrepreneur.

Many new crypto participants who have entered space lately will start exploring DeFi.

For some, this will be the “native” path from Bitcoin to Ethereum and DeFi.

For others, it will be from NFT to Ethereum then DeFi.

No matter how you log into DeFi, the result is the same. With DeFi adoption skyrocketing, the summer of DeFi 2.0 is approaching.

Do not overload

Although the ETH2.0 update is slated for the first half of this year, I believe Ethereum will continue to maintain very high network costs throughout the year.

While this will not prevent the adoption of DeFi, it would encourage investors to use a multi-layered 2 solution.

Examples include Arbitrum, Polygon or Optimism and other smart contracts like Polkadot, Solana, Avalanche or Terra.

I am very excited about Acala, Polkadot's DeFi platform. The platform recently became one of the first projects to secure Parachain slots in Polkadot.

It will also be interesting to see if Solana gets more NFT sharing on Ethereum due to its lower cost.

High TPS and scalability allow DeFi applications not available on Ethereum.

The advent of "RDeFi"

We believe that in 2022, the DeFi Code (RDeFi) will see the light of day.

It might sound awkward to some, but I think it's the next version of DeFi.

In addition to DeFi that we all know and love, I hope to have the equivalent DeFi site with data management systems that meet financial management requirements.

These RDeFi are only accessible via the same “KYC” method used by conventional capital vehicles and must meet the same financial protection standards.

We have already seen the first examples of RDeFi projects in 2021. Lenders Aave and Compound offer similar models on their platforms, AaveArc and Compound Treasure, respectively.

These models will continue and we hope other DeFi projects like DEX will provide platform control as well, and I wouldn't be surprised if we see the next version of UniswapPro.

We also want to see more projects on the ground, such as Swarm Markets, which were approved by German regulator BaFin earlier this year and will serve as the chairman of DEX.

We also expect major exchanges such as Coinbase or Kraken to give investors access to the DeFi app through Gateway Management.

By avoiding the burden of self-regulation and self-regulation through the use of intermediary exchanges, it is possible to provide a DeFi platform without having to release a wallet to a website or merge directly with dApp.

These products will lead to greater adoption and the ability to go to the site.

Some crypto experts have argued that applying defi with KYC rules would go against the spirit of financial governance, but I would like to define DeFi as more of a business model other than the one provided by the agency.

The conditions of access to services do not change the economic model. The products offered by RDefi create new customers for platforms that manage financial companies can not interfere with.

The law can also improve consumer protection, empower consumers, and can be enjoyed by those who are not limited by service management.

I believe this improvement will help the field to mature. RDeFi will play a key role in making the DeFi platform more fluid, and in fact, it's the only way regulators can access that space.

finally write

While we expect NFTs to continue to gain traction, especially given their connectivity for metaverse and blockchain-based games, we believe the DeFi site will gain traction as well. DeFi has grown over the years and DeFi is still a very new place, but over the years the field has continued to grow. The benefits will continue to attract investors and RDeFi will take DeFi to the next level, increasing adoption and performance.