There is a dearth of financial experts in financial institutions.

A review report (later released) of “China Fintech Talent Development and Development Research (2021)” was released in Beijing on the 23rd. Note that financial companies often increase the importance of fintech technology , but there is a dearth of fintech technology. Local banks are businesses that differ in terms of the design of fintech capital and the average salary for fintech technology. fall behind

According to the report, 45.85% of technology industry personnel in research institutes in 2021 represents more than 10%, an increase from 2020. Financial companies have increased the importance of total financial capital. Business scenario staff in maintenance agencies is generally short, with 60.69% of maintenance agencies having less than 5% of business scenario employees.

At the same time, he pointed out in the report that the financial institutions currently in our country are usually without financial experts and without financial and prior experience due to the way of finding new students in the school. In 2021, 96.8% of research institutes will face a shortage of fintech professionals. In terms of recruitment, research institutes typically recruit finance professionals by recruiting from new campuses, accounting for 77.45% of all research institutes. In the case of financial institutions, the most important way to recruit fintech employees is to recruit university students, even in banking institutions, companies or offices, but business associations depend on the financial success of the hiring company. college graduates. Financial companies face many difficulties in the process of hiring financial staff, and the biggest problem is the lack of knowledge and experience of financial management, of which 54.75% of all maintenance agencies .

The report also states that research organizations have found that there is greater interest in learning scenario applications in the tech industry in 2021 compared to 2020, and interest in cloud computing and cloud computing. big data has increased. Services such as channels, Internet of Things and 5G have declined.

In terms of wages, city-based commercial banking enterprises lagged behind other types of banking enterprises in terms of technology financial output and average wages for financial investments. A competition in the field of financial intelligence. By examining the average annual salary of financial institutions, it was found that the average annual salary of financial workers in urban banks is the lowest, and 56.04% of research banks collected less than 5,000 yuan, which is lower than that. other companies. In general, the average salary of small and medium-sized businesses in the city is low, and competition in the technology industry is low.

According to the report, the average tech salary in our country in 2021 will generally be less than 10,000 yuan, which is not much different from the average salary in other jobs, and the average salary for a technician in Shanghai is generally from 15,000. yuan or more. to earn. 80% of the average salary of fintech art institutes is less than 10,000 yuan, and about half of the average salary of fintech art institutes is a starting point similar to the average salary for other jobs. Average salaries for financial institutions vary from city to city. In this survey, the average salary of finance professionals in Shanghai is the highest, and 90.16% of private equity receives an average salary of 10,000 yuan or more.

Based on this, we present four policy recommendations for financial companies to expand their fintech recruiting efforts, to improve their financial performance and efficiency. The need to improve financial literacy training, developing training plans is to teach and provide financial literacy technology to people. Third, the municipal government further improves tax policy skills, supports policy and promotes city budget development. Technical talent assessment system Third, the business organization further improves the professional training procedures of the budget institute to support the training and certification of financial engineers. .

The above report is known to be in line with the educational program of the Federation of Banks of China and the National Fiscal Development Institute, co-organized by the Eastern Bank Senior Management Research Institute, and has been created and implemented. Fintech Forum 50.