Announced suddenly! Important news! ! Hundreds of banks will join the renminbi pilot! ! !

More and more small and medium-sized banks, such as local commercial banks and rural commercial banks, are making inroads into the application of the digital yuan pilot project.

A few days ago, City Bank Clearing Services Co., Ltd. (“Urban Bank Clearing”) and City Credit Bank Clearing Center (“Rong Bank Center”) simultaneously announced the completion of the project. One Point Access digital RMB system. Many small and medium-sized banks are also connected to the system.

Analysts pointed out that more and more banks are involved, is an important indication that the yuan pilot is constantly improving. Small and medium-sized banks are close to the forefront of the market, and have the advantage of being well located in a privileged area. The digital yuan is used in the economic and financial field.

Twenty-four local banks deliberately broke into 94 banks

According to City Bank Clearing's announcement, it is now partnering with Nanjing Bank to access the renminbi digital interconnection platform to support businesses such as connectivity, buyout and buyout of the digital wallet of the renminbi. As of August 12, 2021, 24 commercial banks in the city have confirmed the availability of access to the RMB digital connection platform through the liquidation of the city bank. Another 94 banks plan to access their digital RMB communication platform through City Bank Clearing.

According to the city's Financial Institutions Bureau, at 2:13 p.m. on August 13, 2021, Hebei Consumer Commodities completed the first appraisal of digital yuan APP digital yuan trading market output. According to information released by ABC Clearing, at midnight on August 13, Hebei County Consumer Electronics completed 169 personal wallet card tether services, 65 personal wallets and 31 personal wallets powered by the digital RMB application. Service portfolio. .

It is understood that as part of the work plan of the Financial Services Research Institute, the Community Financial Services Agency will support the first referral to other members to carry out their online activities including credit Sichuan Rural and Shenzhen Rural Commercial Bank. , Chengdu Rural Commercial Bank, Suzhou Bank, etc. For urban enterprises, the first group of urban enterprises such as Jiangsu Bank, Hangzhou Bank, Ningbo Bank, Luzhou Bank, Chongqing Bank and Qingdao Bank were established and completed the consolidation and release . It's possible.

Liu Bin, director of the Shanghai Free Trade Zone Institute, said, “Municipal banks, rural banks and other institutions Small and medium-sized banks can access the digital renminbi system. Banks that can participate in the digital renminbi experiment will also be recognized by institutions involved in their digital finances and digital investments. "

Application scenarios continue to grow.

The digital renminbi is a digital form of fiat currency issued by the People's Bank of China. Currently, six state-owned banks in Korea (ICBC, Agricultural Bank, Bank of China, Telecommunications Company, Telephone Company and Financial Institutions Corporation) have been affected.

In addition to the trading companies that have reported having access to the digital renminbi and the small and medium-sized banks mentioned above, several underperforming banks have reported their successful entry into participation in the renminbi pilot program. For example, the Financial Corporation of Shanghai announced that its mobile banking app can apply for digital yuan and open wallets by choosing an office (now sponsored by the Bank of Communications). Personal wallet function.

An employee of a large state-owned bank in Beijing said the promotion of opening a personal wallet was quick and available at Wumart supermarkets in Dongcheng and Yanjiyou bookstores. If you register and open a personal wallet with our bank account, you will receive a small gift such as a book and a pen. "

Currently, the scenario of application of digital renminbi continues to expand, for example, since citizens can buy tickets and trains, the goal of the public using digital renminbi wallets has been nce.

The Beijing Transportation Commission announced a few days ago that passengers who downloaded the "Digital RMB APP" can use the ticket office, ATM, personal ticketing service to replace filling machines and automatic ticket sales over the Internet. 428 stations on 24 tracks across the network use digital renminbi for purchase, ticket exchange and return services.

On August 16, the Shaanxi A Type 1 passenger car made its first payment in digital yuan, and it was successfully passed through Xibao Expressway Afanggong Station No. 102, and the toll road. Shaanxi Expressway is the first in China to recognize the collection and payment of digital renminbi in case of emergency.

A few days ago in Suzhou, when the residents of the New Town of Suzhou High Speed ​​Railroad used a smart train, they completed the digital yuan test by taking the first smart bus with certainty.

A reporter reported on August 18 that the "director of financial assistance" had been selected for the "digital yuan" driving application by the Chengdu High-Tech Zone Economic Management Bureau. It is reported that the Chengdu high-tech zone is the first in China to use the digital renminbi in market policy.

On August 19, in the Baishan Road market of the State Grid Dalian Power Supply Company, to M. Following the advice of the power supply staff, Zhang launched his "RMB digital wallet" and used the "State Grid" . Make utility payments through the "Online" app.

...... What are you waiting for.

“Digital RMB will be a new basis' for China's digital economy era and improve our country's value and payments,” said Dong Ximiao, senior researcher of China Digital Business Union Finance Technology. Digital RMB supports consumers and bank connectivity increases the prospects of banks' confidence in the digital yuan and strengthens their advertising efforts through various means in the industry.

Some analysts said the digital yuan operation is now focused on small commodities, department stores and other events, while the driver has paid for offline and online events such as retail, business, commerce, public, health care, public transport and health. services. .. The situation of consumer payments in this area is low quota and frequency, and the next step should be to regularly deepen this situation. Joining or promoting other investments, real estate management, financial and cross-border trade and more and more, utilizes all the advantages of the renminbi.