5G News The advances of the digital RMB application and the ideas of the 3 main telecommunications operators

Recently, China Mobile and China Mobile and Business Corporation announced a digital yuan wallet based on 5G transmission. By sending a message to the bank's chatbot (chatbot), you can request information in your Yuan wallet, and you can send digital Yuan (recipient, account name), and the deposit must be entered in the chatbot).

5G messages, in essence, are the support for a wide range of media, from SMS to text, voice, image, video, location, and more. Compared to WeChat and other social apps, the advantages are lightness (no need to download the app), strong reach (no need to add friends), integrity by messaging and can destroy the Internet activity.

5G RMB yuan digital messaging can supplement digital wallet access with simple SMS messages without opening the application and using RMB related business.

Top 3 telecom operators 5G news Digital RMB growth

Since the announcement of the “5G Messages White Paper” in April of last year, as our major communications companies and banks have become more collaborative, the market share of enterprise Internet applications on the platform of 5G telecommunications has increased. It relies on the bank card business, and relevant new applications are important, and digital yuan-related applications are still very weak.

In addition to China Telecom, China Mobile and China Unicom are to open their applications related to RMB 5G digital messaging to the outside world.

At the same time, China Mobile announced that this time, the 5G digital message renminbi wallet equivalent to adding a short version to the mobile SMS window, makes the yuan digital wallet service lighter and easier.

5G news on the digital renminbi has yet to be announced and many are still unknown.

Unknown news 5G and digital RMB capacity

1. Do mobile users provide digital services in RMB through non-participating banks?

The promotion and distribution of the digital yuan is a two-tier system. Based on the digital renminbi level 2.5 system, telecommunications service providers support the activation of the digital yuan by second-tier banks. The bank provides renminbi digital wallet services.

But in theory, banks can provide digital yuan services to users as long as they open a chatbot on their 5G messaging platform. Therefore, in the future, more and more banks will have to work with mobile users to create digital yuan yuan business on 5G messaging platforms.

2. Does 5G messaging platform provide access to RMB digital wallet?

Currently, open renminbi digital wallets must be filled in the renminbi digital app, but if a bank can set up a chatbot on its 5G messaging platform, users can use that chatbot to control certain banking services. You opened a digital yuan wallet.

At the same time, 5G messaging uses your phone number as a social account. The theory is that if you open a digital renminbi wallet on the 5G transmission, you can register your phone number to get the verification number.

3. Can I control my SIM wallet and other devices with 5G messages?

At present, the SIM (China Telecom, China Unicom) and SIM PAY (China Mobile) hard wallet services operated by our large companies need the help of the app. Speaking of theoretical, these services can be integrated into the 5G telecommunications platform, such as open source, paid, paid, and so on.

This is also reflected in the simple 5G lightness characteristics, which simultaneously improve user comfort and also make both products easier to operate.

4. Does 5G support NFC message and QR code reading function ie online payment in the future?

Currently, major industries such as digitization and NFC payment have not yet appeared in China Mobile and China Unicom's 5G media digital yuan product version.

In theory, 5G transmission could use software that works by calling hardware (camera and NFC) such as code scanning or NFC charging. Once these modes are completed, options can be added when the user performs an operation.

5. If there are too few participants in 5G media industry, will it affect the promotion of 5G digital media yuan?

So far, there are only two media on the 5G digital yuan, and the slow success will be due to the low number of participants in the chain industry.

First, the current media coverage of 5G is less than that of the terminal, and terminal manufacturers have yet to complete the public version of the 5G terminal upgrade.

Second, there are some connected providers and applications which cannot cover all user application scenarios.

Third, excluding manufacturers, tenants, market and industry chain platform vendors, SDK developers, vendors, Amnesty International partners and more. Involved persons. The level of cooperation between the two parties is not high and it is difficult to establish an ecosystem.

In addition, 5G digital media RMB mainly in the online and micro-behavior scenes, Alipay has developed the user behavior in the C terminal. It is quite sufficient.

In this way, the promotion of the 5G digital yuan still has a long way to go.

system

The 5G transmission has the characteristics of "message-based service" and the digital yuan as "payment-based payment". The combination of the two should make it more integrated and provide newer and easier services for B and C side users.

However, due to less terminal support, poorer operating conditions, fewer business participants, and the integration of end-user industries C. printing, advancing the media renminbi Digital 5G is slow and there is only one difference between the two operators. announcement. . A year ago, and the app's landing site hasn't changed much.

However, this left 5G yuan digital multimedia full of many unknown capabilities and capabilities, and the landing of several application states will still be visible.